Medicare and Under 65 Health Insurance

     Choosing the right Medicare plan can often-times be a daunting task. Television advertisements with famous athletes, radio spots, and tons of snail mail flyers and post cards will bombard everyone once they turn approximately 64 years old. With so many plans to consider, Medi-gap (F, N, G), Medicare Advantage, Give Back Plans, Health Savings Account Plans, PFFS Plans, HMO, PPO, POS plans and standalone PDP plans, it can get overwhelming for most. I can sum things up very easily and make sure your doctors accept any plan you decide. In addition, with an annual open enrollment period from October 15th through December 7th, and an annual (make a) change period from January 1st- March 31st, it’s never been easier to change a plan if things in your life change. Ask me about all the additional special election periods as well, that will allow someone to change plans. 

 *Medicare TPMO Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your plan options. 

Under 65 Health Insurance can be just as confusing as Medicare with the additional complexities of the ACA (Affordable Care Act). State and federal marketplaces, income estimates, tax credits, tax penalties for not purchasing proper coverage, how much to pay, what carriers participate, and what plans are legitimate ACA approved plans or look alike plans.