Life Insurance

     One of the most important decisions in your life will be, how we leave our loved ones once we are gone. Never an easy conversation to have, especially with our younger clients, but so vital to making sure our loved ones remain financially secure as if we were still living. Children, spouses, grandchildren, business partners, or your favorite charity can be left with such a lasting and important gift of tax-free monies to those who need it most in your absence. Monies that can go to family to pay bills, mortgages, fund education, income replacement, trusts, key man business capital, or just funds to say goodbye to your loved ones in your own special way. If you own a small or medium size company and are a corporation with executives, please ask me about the Executive Bonus Program. The EBP is a way to reward your top executives in a non-cash annual bonus, which saves in both payroll income taxes and is tax deductible for the company.